Employers and Health Insurance

This final section of the Medical Cost Reference Guide highlights benefit programs offered by employers, including trends to implement new consumer-directed health plans and Health Savings Accounts.

The data show, for example, that a surprisingly high percentage of small employers – those employing fewer than 10 workers – often do not offer health insurance to their employees.

While cost is a major factor, the data also examine other factors employers take into consideration when evaluating health plan options for their workers – such as wellness, preventive care and health education programs.

There also is information looking at factors and programs employers think are important to help their employees become better, more knowledgeable healthcare consumers.

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