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The Blue Cross and Blue Shield System

Together, the 39 independent community-based and locally-operated Blue Cross and Blue Shield companies and the Blue Cross and Blue Shield Association comprise the Blue Cross and Blue Shield System, the nation's oldest and largest family of health benefits companies. Collectively, The Blues® represent the full spectrum of healthcare coverage serving 100 million members — one-in-three of all Americans in all 50 states, the District of Columbia and Puerto Rico.

Blue Cross and Blue Shield companies offer a variety of insurance products to all segments of the population, from large employer groups and small businesses to individuals. Nationwide, more than 90 percent of all hospitals and more than 80 percent of physicians participate in Blue Cross and Blue Shield company networks.

Blue Cross and Blue Shield companies have partnered with the federal government to process Medicare claims and payments since the program's inception in 1965. Today, Blue Medicare contractors handle more of the day-to-day work of paying Medicare claims than any other companies.

The Blue Cross and Blue Shield System's Federal Employee Program® (FEP) is the largest privately underwritten health insurance contract in the world, serving more than 4.9 million federal government employees, dependents and retirees. Approximately 60 percent of all federal employees and retirees who receive their healthcare through the government's Federal Employee Health Benefits Program are members of FEP.

Blue Cross and Blue Shield companies also are extending their presence worldwide. Through BlueCard Worldwide®, an international network of doctors and hospitals in 200 countries and territories, Blue Cross and Blue Shield Company members have access to medical assistance services 24/7 across the globe.