Employee Benefits

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At the Blue Cross Blue Shield Association, we prioritize our employees’ holistic well-being, ensuring a supportive and enriching environment where everyone can thrive both personally and professionally.

Our comprehensive benefits and wellness programs are designed to support our employees’ physical, financial and emotional health, while fostering professional growth. We are committed to encouraging a work culture that values and enables taking the time to recharge. Join us and experience how BCBSA champions your well-being every step of the way.

Financial Health Support

Making good financial decisions is a key to success and stability. That’s why we offer our employees a range of financial wellness programs, including online resources, discounted financial planning and financial education workshops.

Disability Coverage

Life is unpredictable. BCBSA offers the following disability coverage options to help our employees protect their financial well-being in case of an unexpected illness or injury: 

  • Short-term disability
  • Long-term disability
  • Option to purchase additional long-term disability coverage amounts

Life Insurance

Who will protect and support your family if you are gone? Life insurance offers an important source of financial protection. We offer our employees the following options for life insurance coverage*: 

  • Basic term life at no cost
  • Option to purchase additional life insurance
  • Option to purchase supplemental group universal life insurance for self and/or dependent

* Employee may need to satisfy evidence of insurability.

Global Traveler Companion

Employees enrolled in Blue Cross and Blue Shield of Illinois and CareFirst BlueCross BlueShield are eligible for Blue Cross and Blue Shield Global Traveler Companion benefits. The benefit provides health care coverage when traveling internationally for business and personal reasons.

Transparency in Coverage Rule

For all health plans available to BCBSA employees, the Transparency in Coverage Final Rule requires disclosure of the negotiated rates with in-network providers and the historic allowed amounts paid to out-of-network providers. Files containing this information for the plans covered can be found here:

Maintaining General Well-Being

Having time for family, friends and activities beyond work is an important component of a rich and fulfilling life. At BCBSA, we support the social and emotional lives of our employees through a variety of programs.

Health, Dental and Vision Plans

BCBSA offers medical, prescription drug, dental and vision plans to employees and eligible spouses and dependents.

Balancing Work and Life

We provide paid time away from the office to relax and recharge, and we support our employees who welcome a new child into their family, need to take care of family members or have military commitments.

Volunteer Hours

Connecting with your community is a great way to establish social ties and enrich your life. Employees receive 15 volunteer time-off hours per year to engage in community involvement.

Transit and Parking Reimbursement

To help our employees save on commuting costs, we offer the option of purchasing mass transit cards and parking passes on a pre-tax basis through payroll deduction.

Employee Wellness

To support employees dealing with family, personal or workplace issues, we offer employee assistance services, including confidential counseling and coaching.

Pet Families

We also recognize how important our pets are to our families and well-being and offer competitive telehealth services for our fur families.

Supporting Your Personal and Professional Development

BCBSA is committed to creating an environment that enhances the skills and knowledge of employees, benefits professional growth and contributes to career satisfaction, increased productivity, an engaging work environment and improved business results. We offer our employees personal and professional development opportunities at all stages of their careers.

Employee development opportunities include:

  • Virtual and classroom learning
  • Tuition reimbursement
  • Mentoring
  • External development

This overview is intended to provide basic plan and program information. For more detailed information, refer to the appropriate Summary Plan Descriptions. If a discrepancy exists between this communication and the plan documents, the plan documents will govern.

Blue Cross Blue Shield Association reserves the right to amend or terminate its benefit plans at any time. This guide does not constitute a contract of continued employment or continued service with the Blue Cross Blue Shield Association. Voluntary benefits, employee discount programs, and certain other benefits, such as the Health Savings Account and the Dependent Care FSA, are not subject to the Employee Retirement Income Security Act of 1974 (ERISA). If you require more information regarding ERISA plans, please email benefits@bcbsa.com.