At Blue Cross Blue Shield Association (BCBSA), we care about our employees. Our comprehensive benefits are designed to enhance all aspects of our employees’ lives: physical health, financial security, general well-being and professional development. From creating a supportive working environment, to allowing for time away from work to recharge, the BCBSA benefits package makes us an active supporter of our employee’s health, wellness and quality of life.

Man doing martial arts

Caring for Your Physical Health

Physical health is essential to overall wellness. We encourage employees to adopt healthy habits and behaviors that will enhance the enjoyment and quality of life. We offer employees a competitive benefits plan with incentives, healthy eating seminars, and corporate discounts on bike shares and weight-loss programs as well as free onsite fitness centers. Health management benefits are also extended to employee dependents.

Health, Dental and Vision Plans

BCBSA offers a variety of medical plans to meet our employees' needs and budgets. These include dental and vision plans, as well as a prescription drug program.

Ensuring Your Financial Health

Making good financial decisions is a key to success and stability. That's why we offer our employees a range of financial wellness programs, including online resources, discounted financial planning and financial education workshops.

Disability Insurance

Life is unpredictable. BCBSA offers the following disability insurance options to help our employees protect their financial well-being in case of an unexpected illness or injury:

  • Short-term disability
  • Long-term disability
  • May purchase additional long-term disability coverage amounts
Life Insurance

BCBSA offers a variety of medical plans to meet our employees' needs and budgets. These include dental and vision plans, as well as a prescription drug program.

Who will protect and support your family if you are gone? Life insurance provides an answer to that question. We offer our employees the following options for life insurance coverage*:

  • Basic term life at no cost
  • Buy-up options available
  • Matching amount of Accidental Death and Dismemberment
  • Option to purchase supplemental group universal life insurance for self and/or dependent

* Employee may need to satisfy evidence of insurability.

Business Travel Insurance

Our company-paid program provides life insurance (equal to 2x employee salary) if an employee should pass away while traveling on BCBSA business.

Transparency in Coverage Rule

For all health plans available to BCBSA employees, the Transparency in Coverage Final Rule requires disclosure of the negotiated rates with in-network providers and the historic allowed amounts paid to out-of-network providers.  Files containing this information for the plans covered can be found here:

Maintaining General Well-Being

Having time for family, friends and activities beyond work is an important component of a rich and fulfilling life. At BCBSA, we support the social and emotional lives of our employees with the following programs.

Snowball fight

Balancing Work and Life

We provide paid time away from the office to relax and recharge, and support our employees who welcome a new child into their family or have military commitments.

  • Paid Time Off (PTO)
  • Paid Holidays
  • Military Leave
  • Maternity/Paternity Benefit

Events and Activities

BCBSA helps support the social and emotional well-being of employees by providing opportunities to connect with peers in the workplace through corporate events and activities.

Volunteer Hours

Connecting with your community is a great way to establish social ties and enrich your life. We offer 15 volunteer hours per year for full- and part-time employees to engage in community involvement at the organization of your choice.

Transit and Parking Reimbursement Programs

To help our employees save on commuting costs, we offer the option of purchasing mass transit cards and parking passes on a pre-tax basis, through payroll deduction

Employee Assistance Program

When our employees need support in dealing with family, personal or workplace issues, our National Employee Assistance program provides confidential counseling, assessments and referrals 24 hours a day, 7 days a week. This program is also available to eligible dependents.

Fetch Pet Care

Your pet is a part of your life. Make sure they're taken care of when you're away on business, vacation, or even just during the day. This discount program offers dog walking and boarding services.


Recognizing Your Contribution

Our employees make significant contributions to our company, through their dedication to service and our company mission. To recognize employees who have gone above and beyond, we offer the following awards and recognition programs at BCBSA.

Richard L. Woolworth Customer Service Award Program

The Richard L. Woolworth Customer Service Award recognizes individual employees who have made a significant contribution to BCBSA’s success through demonstrated excellence in customer service and customer satisfaction to external customers and/or fellow BCBSA employees throughout the year.

The President’s Employee Recognition Program

The President’s Employee Recognition Award Program recognizes employees for significant performance and contributions that go above and beyond their annual goals and job responsibilities.

President’s Team Award Program

The President’s Team Award allows BCBSA leadership the opportunity to recognize the exceptional collaborative work effort of a cross-functional team. The team awards are in addition to the individual awards that are given out in each division and represent a substantial increased investment to reward exemplary teamwork across divisions.

Values Recognition Program

The Values Recognition program recognizes and rewards behaviors in our colleagues that mirror BCBSA's corporate values of commitment, integrity, collaboration, leadership and innovation, creating and maintaining a work environment that is conducive to our personal growth and development and allowing us to contribute to the organization to our greatest capability.

Supporting Your Personal and Professional Development

BCBSA is committed to creating an environment that enhances the skills and knowledge of employees and contributes to professional growth, career satisfaction, increased productivity, an engaging work environment and improved business results. We offer our employees personal and professional development opportunities at all stages of their careers.

Employee development opportunities include:

  • Virtual and classroom learning
  • Tuition reimbursement
  • Mentoring
  • External development

The Blue Cross Blue Shield Association is an association of 35 independent, locally operated Blue Cross and/or Blue Shield companies.