How to find your local BCBS company

BCBS member using ID card to find local plan info

With more than 116 million members served by Blue Cross and Blue Shield (BCBS) companies across the country, finding your local company—and the resources that come with it—should be easy. The Find My Plan tool is built to help you do exactly that.

Find Your Local BCBS Company

Use our interactive tool to find your local Blue Cross and Blue Shield company's website and access your account. On their website, you'll be able to look up your health plan, review a claim and more.

Enter the first three letters of the Identification Number from your member ID card. 

OR
  • If you receive insurance through an employer, please enter the ZIP Code. If you need further help identifying your BCBS company, please contact the employer who provides your insurance for assistance.
  • If you do not receive your insurance though an employer, please enter the ZIP Code for where you live.

Select BCBS Provider

    Federal employees, retirees and their families are insured by the Federal Employees Program (FEP).
    Federal Employee Program

    What is the Find My Plan tool?

    BCBS companies are independent, locally operated organizations. Each one serves a specific geographic area and offers its own set of plans, benefits and member resources. The Find My Plan tool on BCBS.com acts as a central starting point—connecting you to the right local BCBS company based on where you live.

    Whether you are a current BCBS member trying to log in to your account, someone exploring coverage options or a Medicare beneficiary looking for plan information, the Find My Plan tool gets you where you need to go quickly and without confusion.

    Who can use the Find My Plan tool?

    Find My Plan tool is designed for a broad range of people. You may find it helpful if you are:

    No matter where you are in your health care journey, the tool is a simple first step toward getting the answers you need.

    Find My Plan tool and Medicare members

    If you are enrolled in Medicare Advantage (Part C) through a BCBS company, the Find My Plan tool can help you locate your specific company's website and member resources. Medicare Advantage plans are offered by individual BCBS companies, and plan details—including covered services, drug coverage and costs—vary by location and plan type.

    How do you use the Find My Plan tool?

    There are two methods to utilize the Find My Plan tool for locating your local BCBS company:

    • You may search by entering the ZIP Code corresponding to your place of residence. If your insurance is provided through your employer, please use the ZIP Code of your workplace. Should you require additional assistance identifying your BCBS company, kindly contact your employer.
    • Current BCBS members can also search by entering the first three letters of the Identification Number found on your member ID card.

    Important Note: If you are seeking Medicare coverage, we recommend using the Find My Plan tool on the BCBS.com Medicare pages, which will guide you directly to your local BCBS company’s Medicare-specific options.

    What can you do once you find your plan?

    After using the Find My Plan tool to reach your local BCBS company's website, you may be able to: 

    Sign in to your member account to view your coverage details and benefits 

    • Find in-network doctors, hospitals and specialists near you
    • Estimate costs for care before you receive services
    • Manage your account, update personal information or request a new member ID card
    • Explore additional programs your plan may offer, such as wellness resources or care management support

    The tools and resources available to you will depend on your specific plan and location. Signing in to your local BCBS company's member portal is the most reliable way to see everything that is available to you.

    Frequently asked questions

    BCBS.com is the website for the Blue Cross Blue Shield Association (BCBSA), a national association that supports the network of the independent BCBS companies. The BCBSA does not manage individual member accounts or plan benefits. Your local BCBS company—the one that issued your health plan—handles your coverage details, member portal and customer service. The Find My Plan tool on BCBS.com directs you to the right local company website.

    Yes. The Find My Plan tool is also useful if you are shopping for coverage and want to explore what BCBS companies offer in your area. It will direct you to the local BCBS company that serves your region, where you can learn about available plans and enrollment options.

    In most cases, you will simply need to enter your ZIP Code to be directed to the appropriate BCBS company in your area. No login credentials or personal information are required to use the tool itself.

    Medicare plans are offered by individual BCBS companies, not by the BCBSA. The Find My Plan tool will direct you to your local BCBS company's website, where you can access Medicare-specific plan information, benefits details and member resources.

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