Roadmap to nearly $1 trillion savings without deep health insurance cuts

New mom journey with BCBS affordable healthcare

For far too many Americans, health care is out of reach because of the prices.

Medical costs are rising 40% faster than everyday prices like gas and groceries and that drives up health insurance premiums and out-of-pocket costs.

Now Congress is considering a plan that would make it even harder for the millions of Americans who depend on the Individual Marketplaces for their health insurance. But deep cuts to these programs aren’t the answer.

There are better ways to deliver savings for hardworking taxpayers, like reining in out-of-control prescription drug prices and ending hospital mark-ups that drive up premiums.

Laser focused on affordability. For you.

In 2025, the Blue Cross Blue Shield Association (BCBSA) launched a roadmap to reduce costs by nearly $1 trillion over 10 years. We’re working to advance commonsense solutions to make care more affordable:

End unreasonable markups

BCBSA solutions could stop corporate hospital systems from prioritizing profits over patients, which would save $500 billion over 10 years.

End big pharma’s patent schemes

Big pharma games the system to protect their monopolies and it blocks patients from accessing lower cost generic drugs.

Combat hospital consolidation

Studies show prices rise 20% in markets with less hospital competition. Congress can crack down on corporate hospitals taking over smaller, local hospitals.

Blue Cross and Blue Shield companies are doubling down on efforts to address the root causes of rising health care costs and create a better system of health. Learn more about what BCBSA is doing, together with providers and policymakers, to advance affordable health care for all Americans. 

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