Are you losing Medicaid? Tips to stay covered
Everyone deserves affordable, high-quality health care no matter where you live, your income or health status. Blue Cross and Blue Shield companies across the country can help.
The Return of Medicaid Renewals
Over the next year, millions of Americans may lose the Medicaid coverage they got during the COVID-19 public health emergency. Before the pandemic, Medicaid renewals (also called “redeterminations”) happened every year. During the public health emergency, however, Americans weren’t required to renew their Medicaid plans. As of April 2023, these renewals are beginning again.
To renew your Medicaid enrollment, eligibility can depend on things like your income, household size, age and disability status. Your renewal date will depend on your state. Your state Medicaid office should contact you with steps and actions you will need to take.
What to do if you’re at risk of losing Medicaid coverage
- Update your address. Don’t wait—update! Be sure your state Medicaid office has your current address, phone number and e-mail so they know where to send your renewal letter and how to contact you. Visit Medicaid.gov/renewals for more information.
- Check your mail. States will likely send renewal letters by mail. This letter will tell you one of three things:
- Your state is renewing your Medicaid / CHP coverage, or
- Your state is ending your Medicaid / CHP coverage, or
- Your state needs more information to determine if you or a family member still qualify for Medicaid or CHP coverage.
- Consider your options. You may now have other health insurance coverage options, like:
- A plan sponsored by your employer
- A health plan offered through the Health Insurance Marketplace at healthcare.gov
- Medicare, if you are 65 or older
- Determine your tax credit eligibility. Check out our Subsidy Calculator. You may qualify for tax credits that will lower your monthly costs through the Health Insurance Marketplace at healthcare.gov.
- If you are no longer eligible for Medicaid, contact your local Blue Cross Blue Shield company. You can talk to your local Blue Cross Blue Shield representatives to understand more about other coverage options.
The Blue Cross and Blue Shield Association is an association of independently owned and operated Blue Cross and Blue Shield companies. Read more about how BCBS companies are promoting affordable health care.